What Are the Best Business Credit Cards? 5 Things You Should Know

As a small business owner, you can’t afford to overlook your credit. You also want to choose something that is better than getting a cash advance for your business.

The rewards you get from credit cards can help you to land the best products for your business. A business credit card might just be what you need to start building up your company’s credit.

But how do you choose the right credit card? We’re here to help.

Keep reading for our must-know guide to the best business credit cards on the market today.

1. American Express Blue Business Cash Card

It offers a double reward rate on everyday purchases and no annual fee. The card is perfect for businesses as it also has a 20 percent bonus on all points earned.

It also offers an introductory APR of 0% on purchases for the first 12 months. It provides a 0% APR for up to 15 months on balance transfers made within 10 days of opening the card.

Businesses can also enjoy 2% cash back on eligible purchases up to $50,000 annually. The minimum annual spend to qualify is $9,000, and businesses can also enroll in Amex Offers to save money and earn additional rewards.

With a generous rewards program and low fees, it’s a great choice for business owners and entrepreneurs. This card also offers exclusive access to exclusive discounts.

You can earn membership reward points on eligible purchases. The points can be redeemed for a wide range of goods and services, as well as travel rewards.

American Express also gives you extra value for your purchases. It offers a variety of benefits related to travel, dining, and entertainment, which can be compared to other Amex cardholders.

2. Business Platinum Card from American Express

It offers high-end perks, rewards, and incentive travel for businesses. With exclusive access to the American Express Global Lounge Collection, members can enjoy airport lounges in over 1,000 locations.

The card also offers valuable reward points when booking flights and hotel stays. It can be used as well when making everyday purchases.

Card members can take advantage of premium travel benefits. For instance, there are no foreign transaction fees or discounted car rentals.

It also features access to premium events, as well as discounts on select hotels and rental cars. For financing, this card offers flexible financing options with 0% APR for the first 12 months and no annual fee.

With membership, businesses are provided access to exclusive shipping offers. It also has discounts at more than 500 select retailers. You can also access special discounts and offers from select vendors across the country.

Cardholders can enjoy an annual statement credit of up to $200. It can use for select services and products from big-box retailers.

The card also includes 24/7 emergency assistance and security features. For example, it has chip-and-PIN technology and a fraud protection guarantee.

3. Business Advantage Unlimited Cash Rewards Mastercard

It offers a generous rewards program, low APRs, and the latest features. This card is designed to help business owners manage their business finances efficiently.

With unlimited cash back earned on every purchase, there’s no limit to how much you can save. Flat-rated cash back allows you to easily maximize your rewards.

The card also features extended warranty protection and exclusive discounts. It is from Avis, National, and Budget when you rent a car with the card, making it a great choice for frequent travelers.

There are no annual fees, making it simple to maximize your rewards without increasing spending. Its features are designed to reward business users for their spending without any caps or restrictions.

You earn an unlimited 1.5% cash back on all purchases. This can be used to save on future purchases or converted into points with affiliated loyalty programs.

It even comes with a bonus of flexible financing on select business expenses. Additionally, it is well suited for those with average credit, as it only requires a minimum security deposit of $200.

4. Ink Business Unlimited Credit Card

With no annual fee and a generous rewards program, this card is suitable for both small and large business owners. It earns 1.5% cash back on all purchases, with no limit to how much cashback can be earned.

This is one of the highest cash-back rates among credit cards and it will help businesses save money on expenses. This is essential for businesses that travel often and incur expenses overseas.

This card offers great travel benefits like access to travel insurance. It also offers hotel and rental car discounts, as well as bonus points at select retailers.

Cardholders can access exclusive discounts at office supply stores and other merchants. Cardholders are eligible for free employee cards and can add up to 99 of them.

It also provides an introductory APR of 0% for the first 12 months and up to $600 in cell phone protection. This credit card is perfect for small business finance looking for an unlimited rewards card that offers exceptional benefits.

5. Wells Fargo Business Platinum Credit Card

With no annual fee and a 12.39%-19.39% variable APR, this card offers great value for business owners. It also allows you to earn rewards on business-related purchases and transfer balances from other cards.

This card can give you the flexibility to utilize your spending power in the way best suited to your business needs. An introductory 3% cash-back bonus applies to certain purchases to maximize their rewards.

We offer a low introductory APR on purchases and balance transfers. It comes with no foreign transaction fees, allowing you to save money while traveling abroad.

You get exclusive access to the Platinum Relationship Management program. We provide timely and personalized customer service assistance for time-sensitive businesses. It also offers access to mobile banking, fraud protection, and an online card management system.

If you choose this card over anything else, make sure to compare its advantages over other types like what you might be able to find at https://www.nav.com/business-credit-cards/.

A Guide to Things You Should Know About the Best Business Credit Cards

The best business credit cards can provide valuable rewards and perks to small business owners. Knowing the 5 things to look for in a business credit card makes it much easier to make the right choice.

By reading this guide, you can pick the best one for your business needs to get the most out of your business credit card. Start now and unlock the potential of your business credit card today!

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