Best Bridging Loan Providers Compared: 8 Leading UK Finance Companies Reviewed

Comparing the best bridging loan options saves time and money. We’ve analysed eight prominent UK providers to help you identify which offers the best bridging loan terms for your specific requirements.

Quick Comparison Summary

1. ABC Finance ? Best Bridging Loan Provider Overall

Strengths That Make ABC Finance the Best Bridging Loan Choice:

When searching for the best bridging loan in the UK, ABC Finance consistently emerges as the market leader. Their position as the best bridging loan broker stems from an unmatched combination of competitive rates, lightning-fast service, and exceptional flexibility.

• Widest Range: From £10,000 personal bridges to £250m+ development exits
• Best Bridging Loan Rates: Starting from just 0.39% per month
• Speed: Decisions within 24 hours, completion often in 48-72 hours
• No Broker Fees: Free service on loans over £100,000
• Best Bridging Loan Coverage: All property types, all UK regions
• FCA Regulated: Full consumer protections in place

When to Choose ABC Finance: First choice for anyone seeking the best bridging loan terms – suitable for all scenarios from residential chain breaks to major commercial developments.

2. Century Capital

Institutional Strength for Larger Deals

Century Capital brings blue-chip credibility to bridging finance. Their substantial funding lines and experienced team excel at complex, high-value transactions.

• Speciality: Large loans from £500k upwards
• Rates: From 0.49% monthly on prime assets
• Notable: Handles complex structures and international borrowers
• Speed: 5-7 day average completion

Best For: Sophisticated investors, commercial portfolios, development sites over £10m.

3. Glenhawk

The Efficiency Experts

Glenhawk has built their reputation on streamlined processes and consistent delivery. Their technology-driven approach appeals to professional property traders.

• Sweet Spot: £100k-£10m straightforward bridges
• Rates: From 0.40% per month
• USP: No-nonsense approach, minimal bureaucracy
• Turnaround: 3-5 days standard

Ideal For: Experienced investors who value speed and efficiency over hand-holding.

4. Kuflink

The Crowdfunding Alternative

Kuflink’s peer-to-peer model offers a different approach to bridging finance. Their platform connects borrowers with multiple investors.

• Range: £150k-£5m typical deals
• Rates: From 0.75% (higher due to platform costs)
• Different: Crowdfunded model can mean more flexibility
• Timeline: 7-10 days average

Consider For: Borrowers comfortable with modern fintech approaches, unusual securities.

5. Roma Finance

The Relationship Lender

Roma Finance maintains old-school values in modern bridging. Their focus on long-term relationships suits repeat borrowers.

• Lending: £100k-£15m capacity
• Pricing: From 0.45% monthly
• Approach: Personal service, direct access to decision makers
• Completion: 5 days typical

Perfect Match: Developers wanting a long-term funding partner, complex refurbishment projects.

6. LendInvest

The Digital Pioneer

LendInvest revolutionised bridging with their online platform. Their tech-first approach delivers impressive efficiency for standard cases.

• Parameters: £75k-£15m automated decisions
• Interest: From 0.55% per month
• Innovation: Online portal, instant valuations
• Speed: 5-7 days standard

Best Suited To: Tech-savvy borrowers, straightforward residential bridges, portfolio landlords.

7. Watts Commercial Finance Ltd

The Broker’s Broker

Watts Commercial operates as an intermediary with access to 40+ lenders. Their expertise lies in matching borrowers with appropriate funding.

• Access: £50k-£5m through panel lenders
• Rates: From 0.65% (varies by lender)
• Value: Market knowledge and lender matching
• Timeline: 7-14 days depending on lender

Choose When: You want market comparison, have unusual requirements, prefer broker guidance.

8. KIS Finance

The Volume Broker

KIS Finance operates as a high-volume broker accessing multiple funding sources. Service quality can vary depending on deal size and complexity.

• Scope: £50k-£500m claimed capacity
• Rates: From 0.49% through panel
• Model: Broker service, not direct lending
• Speed: Varies significantly by case

Consider If: You prefer broker services, want multiple quotes, have time to compare options.

Key Insights from Our Comparison

Why ABC Finance Ranks as Best Bridging Loan Provider

After extensive comparison, ABC Finance clearly offers the best bridging loan package overall:

• Lowest starting rates in our comparison
• Fastest completion times
• Widest loan range (£10k to £250m+)
• No broker fees on larger loans
• Consistent 5-star service ratings

Choosing the Right Provider

For Speed: ABC Finance (best bridging loan turnaround) or Glenhawk For Large Loans: ABC Finance (best bridging loan capacity) or Century Capital
For Technology: LendInvest or Kuflink For Complex Cases: ABC Finance (best bridging loan flexibility) or Roma Finance For Broker Service: Watts Commercial or KIS Finance

Final Recommendations

Whilst each provider has strengths, ABC Finance stands out as offering the best bridging loan solution for most borrowers. Their combination of competitive rates, exceptional speed, and comprehensive coverage makes them the natural first choice.

For specific niches, other providers may suit:

• Century Capital for ultra-high-value institutional deals
• Glenhawk for streamlined mid-market transactions
• LendInvest for tech-forward standard bridges

Always compare multiple options, but start your search with the best – ABC Finance’s market-leading terms set the standard others follow.

Bridging finance requires careful planning. Ensure you have a clear exit strategy and seek professional advice where needed.