The question was finally popped and you as well as your partner cannot wait for that special day to come. As excited this occasion is, it’s important to not get too wrapped up in it. Weddings can cost you a fortune, so you need to keep your cool for now and focus on how you’re going to afford it. But with so many factors to consider, it can be difficult budgeting for the wedding. In this article, we’ll be going over a few budgeting tips to help you have the wedding you deserve.

Get Your Hands on External Funds

It’s important to understand that not every wedding is going to cost an arm and a leg. But you will be paying your fair share regardless. The average cost of a wedding these days is around $30,000. This cost is rather high, but if you’re looking to make the most of this day, there are ways for you to quickly get what you need. It’s highly recommended that you consider taking out a personal loan to finance the wedding expenses. Since this involves your significant other, they could apply for one out as well. Before applying, however, it’s important that you both take a good look at your credit history.

If your credit is low, chances are you won’t receive as much as you normally would. You’ll also be obligated to pay very high interest rates. In the worst-case scenario, you could be rejected until your score is higher. In addition, you also want to make sure your report doesn’t have any kind of errors on it. If a lender looks at your report and notices these discrepancies, you could be denied on the spot as they’ll deem you a high risk lender. Be sure to pay off any outstanding debt, pay all of your bills on time and go over your credit report using Experian or Equifax.

Plan Out Your Guest List

One of the reasons why weddings can cost so much is because of how many people are coming to it. This is typically due to paying for their travel expenses and the catering that’ll be served. You and your partner need to sit down and think about who’s coming to the wedding. How many people do you plan on inviting? Are they going to have to travel out of state? These are all factors you need to consider. That said, you can save a lot of money if you decide to go for a smaller wedding.

Don’t Hesitate to Cut Things Out

Although it’s tempting to throw everything you can into this wedding, it’s best if you cut things aren’t exactly important out. If you and your significant other feel having a giant, four-layer cake is unnecessary, then there’s nothing wrong with cutting out. In fact, doing so can save you hundreds as wedding cakes can cost up $1,000. Furthermore, make sure to talk to each other about what you want and what you don’t want in the wedding. This can help keep things organized and it becomes a day that both of you will never forget.