Got it? Good. Let me explain.

From the minute we’re legally allowed, the system is pushing credit on us, so we can buy things we don’t need and can’t afford. Why you ask? When you OWE money, you have to go to work. It is a mechanism of control over what you do with your time and how you spend your short stay here.

If you owe lots, you have to work forever. Effectively it’s a system engineered to trap the gullible and ignorant citizens into a life of wage slavery.

There are so many of us and most of us are slaves, brilliant system yes?

I urge you to look at your financial habits and seriously consider your expenditures on useless electronics, consumer durables and worst of all, clothes. How many people dress like they are worth a million bucks but don’t have a penny to their name? What’s the use?

Modern wage slaves would love to go on vacation, get a new car, do anything, but you can’t. Your debt also accelerates at a rate of ~11-20%. Try getting that in a bank! You get like ~1-3% in a bank account.Can you see where this is going? Debt is a cancer to your financial existence and many people are already dead but don’t even know it.

I think I’ve made my point, if you have ANY SAVINGS at all, get it out of wherever it is and pay off that credit card immediately.

Buy what you can afford and don’t’ get sucked in by the media believing you need the latest crap to be whole. It’s engineered to make you work for “the man” and never live the life you were meant to.

For many people, the case is terminal. For those of you just starting to get financially sick, take a breather, take a look, take some action and reverse your habits.

Your life won’t change until YOU change. Hopefully this information will change your opinion on the game of life and let you see a layer deeper than the superficial film most people spend their entire lives watching.

All this said, investing in education is different as the price of ignorance is far more expensive and let’s face it, a mortgage is a fact of life for most. Thing is, when you get sick of your house you have a tangible asset to show so it’s well worth it.

Debt is the death of you, it’s a 4 letter word for a reason.

That is all and good luck.

P.S This may sound harsh, but it has to be. This isn’t a game, this is your life. You’ll be dead long enough.

Alright, seeing how this “quest to avoid being a 9-5 stiff” is in a valley if you will with peaks to come, I’ve decided to start blogging my unique perspective which is always timely but arguably relevant on the financial world. Sharing it here would be akin to posting flyers for a new trendy nightclub on the inside walls of a retirement home. It simply doesn’t make sense and as a result I’m blogging at IBC again. I should note there are “tabbed bloggers” typically guys that have much financial wherewithal and then there’s the PG for the rest of us. I’m the King of the PG currently, I don’t claim to know much and as a result will probably never recommend  you buy something, ever.

In my opinion the best source for hilarious, timely and actionable market information is ibankcoin. The rest of those sites are so busy being politically correct that they hire douche bag like characters who can’t keep your attention let alone your portfolio growing. On a side note, take everything you read on any financial site with a serious helping of salt. If these “analysts” were so smart, how come the vast majority of them never saw what was arguably the biggest melt down since 1929 coming? Makes you wonder, yes?

October 2nd – Panning for PPT Gold

October 1st – Bears Drive Bus (full of cracked out bulls) off cliff.

I usually try and update daily on week days although that has become tougher with my current internet crisis and and I’ll be on the move this month spending time in Victoria, Vancouver, Las Vegas and somewhere in Asia that is yet to be determined.

Other topics which are currently marinating in my mind include: reasons to buy your car on the west coast, how to beat key loggers on public computers, using hotels as your living room and other bloggeries of that nature.

It’s 11AM PST and I’ve spent the last hour or so checking the market which is once again taking it on the chin. Time to finish a sandwich, go practice my short game and see if I’m going to Vancouver for the Lions vs Rough Riders game. I assume I’m going but anything is possible and frankly, I’m cool with the result either way.